Critical Illness
Sadly you may be more likely to suffer a serious illness than you are to die during the term of your mortgage.
A serious illness can affect you and your family much harder financially than if you were to die. There might be additional medical costs or changes to your home you might need to make.
The big four conditions are cancer, stroke, heart attack and total and permanent disability but there are around 40 conditions on a standard policy.
Insurance is even more boring than mortgages but it’s the greatest product in the world if you need to claim on it.
I will ensure that your policy will cover all seven core conditions. These are:
Cancer
Coronary Artery Bypass
Heart Attack
Kidney Failure
Major Organ Transplant
Multiple Sclerosis
Stroke